Luis A. Ramirez brings a wealth of proven lending and analytical skills, as well as a passion to assist in urban economic development.
Prior to starting Ramirez Business Consulting, Mr. Ramirez was Vice-President of Large Loans DFW, for Liftfund Inc. a Non-Profit commercial lending institution as well as a Commercial Loan Officer for Southern Dallas Development Corporation for over 9 ½ years and has had a very successful lending and economic development career spanning over 40 years working for the Greater Dallas Hispanic Chamber of Commerce, the Dallas Minority Business Center, the City of Dallas Housing Department and with major financial institutions, including GE Capital, Pitney Bowes Credit Corporation, Westinghouse Credit Corporation, Deutsche Bank, Transamerica Commercial Finance and Bank Of America formerly known as NationsBank. As a commercial and residential lender for these leading financial institutions, Mr. Ramirez made a variety of different types of loans, ranging in loan size from $7,000 to $25,000,000 including those that help small and minority business owners.
Mr. Ramirez currently holds a Bachelor’s Degree in Business Administration from Southern Methodist University. Mr. Ramirez is a graduate of North Dallas High School where he graduated 5th in his class Magna Cum Laude. Mr. Ramirez was also President of the Latin Club, Treasurer of the National Honor Society, was nominated “Most Likely to Succeed”; Captain of the Varsity Soccer Team, an officer in ROTC as well as a rifle team member in ROTC. Mr. Ramirez was also nominated by the Optimist Club of Dallas as one of Dallas’ “Outstanding Teenagers”. Mr. Ramirez was a member of the Boy Scouts of America and achieved the Rank of Life Scout, one level below Eagle Scout.
Mr. Ramirez is an avid soccer aficionado; not only as a fan but as a former player and coach. Mr. Ramirez has been a pioneer is this arena by starting his high school varsity soccer team at North Dallas High School as well as the men’s varsity soccer team at Southern Methodist University where he lettered for 2 years. In addition, Mr. Ramirez was captain of his club team, Club America-International which was the first club team from Dallas to play in the final four of the Boys Under-19 National Championship in the Cotton Bowl. In 1973, Mr. Ramirez was one of two area soccer players to be named to represent the state of Texas in the National Olympic Development program. Lastly, Mr. Ramirez has been coaching soccer since the age of 14. He has coached boy’s teams under the age of 6 up to the age of 19 as well as over–30 women teams.
Mr. Ramirez is on the Executive Board as Board Secretary for the Southeast Dallas Hispanic Chamber as well as the committee member of its Business Workshop Series, a member of the Hispanic Banker’s Association and a member of LULAC Council # 4782.